Sunday 15 December 2013

Questions of IBPS Exam

1) Who is the author of the book 'The Lowland'?
- Jhumpa Lahiri
2) Full form of BSBDA : Minimum balance for opening BSBDA?
Basic Savings Bank Deposit Account, Zero balance
3) In which year, BSBDA came into effect with the compliance of guidelines by RBI?
August 22 , 2012
4) Which type of accounts are converted into BSBDA?
No frill accounts are converted into BSBDA.
5) World Food Day?-
October 16
6) Which organization is called the lender of last resort in India?
Reserve Bank of India
7) Banker’s bank in India?
Reserve Bank of India
The headquarter of WHO is situated in which place?
Geneva, Switzerland
9) When WHO was established?
7 April, 1948
10) What is financial inclusion?
Financial inclusion or inclusive financing is the delivery of financial services at affordable costs to sections of disadvantaged and low-income segments of society.
11) What is micro finance?
Microfinance is a source of financial services for entrepreneurs and small businesses lacking access to banking and related services.
12) How many approximate Micro Finance Institute in India?149
13) Which apex body regulates money market in India?
Reserve bank of India
14) Who is the chief Election commissioner of India?
V.S. Sampath
15) According to census 2011, which state has lowest population density?
Arunachal Pradesh
16) From which state, bamboo dance is associated?
Mizoram
17) Minimum age to be a member in Rajya Sabha : 30 years
18) Minimum age to be a member in Lok Sabha : 25 years
19) Which Indian actress won the “House Of Commons” in London?
Kareena Kapoor
20) To whom “Yash Chopra Memorial Award” is given this year?
Lata Mangeshkar
21) What is CASA?
Current Account & Saving Account
22) CASA is related with which field?
Banking field.
23) NEFT is stands for_____.National Electronic Fund Transfer
24) What is the minimum and maximum limitfor NEFT?
NO limit.
25) What is currency swap?
A swap that involves the exchange of principaland interest in one currency for the same in another currency.
26) What is a Debenture?
A debenture is a document that either createsa debt or acknowledges it, and it is a debt without collateral.
27) What is Bancassurance?
Bancassurance means selling insurance product through banks.
28) Question related to priority sector?
29) What is the age criterion for Very senior citizen?- above 80 years

30) Which state in India has lowest population density?- Arunachal Pradesh

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