★ ★ BANKING AWARENESS – ABBREVIATIONS ★ ★

1. AADHAAR card denotes – Unique Identity Number
2. PSL – Priority sector lending
3. NBFC – Non Banking Financial Company
4. WPI – Wholesale price Index
5. CPI – Consumer Price Index
6. LAF – Liquidity adjustment facility
7. NDTL – Net Demand and Time Liabilities
8. UCB – Urban Cooperative Bank
9. ECS – Electronic clearing service
10. FSLRC – Financial Sector Legislative Reforms Commission
11. UCIC – Unique Customer Identification Code
12. AML – Anti Money Laundering
13. CFT – Combatting of financial terrorism
14. SME – Small and Medium Enterprises
15. CDR – Corporate Debt Restructuring
16. CDS –Credit Default Swaps
17. IRS – Interest Rate Swaps
18. QE3 –Quantitative Easing
19. FII – Foreign Institutional Investors
20. RRB – Regional Rural Banks
21. PDC – Post Dated Cheques
22. MSE – Micro and Small Enterprises
23. DCCO – Date of commencement of commercial operations
24. CRAR – Capital to Risk weighted assets ratio
25. IBL – Inter bank liability
26. GDS – Gold deposit scheme
27. CAD – Current account deficit
28. ECB – European Central Bank
29. MFIN – Micro Finance Institutions Network
30. IRDA – Insurance Regulatory Development Authority
31. CRMPG – Counterparty Risk Management Policy Group
32. HTM – Held to maturity
33. SLR – Statutory Liquidity Ratio
34. BC – Business correspondents
35. BF – Business facilitators
36. DSA – Direct selling agents
37. DMA – Direct marketing agents
38. DRA – Debt Recovery agents
39. ELA – Emergency Liquidity assistance
40. BOP – Balance of payments
41. APBS – AADHAAR payment bridge system
42. FDI – Foreign direct investment
43. M3 – Money supply
44. MSF – Marginal standing facility
45. FFA – Forward freight agreements
46. AD – Authorised dealer
47. BIS – Bank for international settlements
48. BR act – Banking Regulation act
49. MCX – Multi commodity exchange
50. PSB – Public sector banks